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  • Writer's pictureFrank Crabtree

"Common roof damage that's covered by insurance"

Updated: Apr 12






Insurance coverage for roof damage can vary based on the type of policy you have and the specific circumstances of the damage. However, some common types of roof damage that may be covered by insurance include:

1. Weather-related Damage:

- Hail Damage: Hailstorms can cause dents, cracks, or missing shingles on roofs.

- Wind Damage: High winds can lift shingles, tear them off, or cause debris to impact the roof.

- Storm Damage: Severe storms, including hurricanes and tornadoes, can lead to significant roof damage.

2. Water Damage:

- Leaking Roofs: Water leaks can result from damaged or missing shingles, worn sealant around vents, or flashing issues.

- Ice Dams: Ice dams can form on roofs, leading to water backup and seepage under shingles.

3. Falling Trees or Branches:

- Trees falling on the roof due to storms or accidents can cause extensive damage.

4. Fire Damage:

- Fires can destroy roofs, leading to the need for repair or replacement.

5. Pests and Vermin:

- Damage caused by pests like rodents or insects that have made their way into the roof structure.

6. Aging and Wear:

- Some policies may cover roof damage resulting from normal wear and tear, especially if it leads to leaks or other problems.

7. Vandalism:

- Deliberate acts of vandalism or malicious mischief causing damage to the roof.


It's important to note that while these are common types of roof damage covered by insurance, the specifics of what is covered will depend on your insurance policy. Always review your policy carefully to understand the extent of coverage for your roof. Additionally, timely maintenance and prompt repairs can help prevent minor issues from becoming major problems and may be required by your insurance policy to maintain coverage. Don't miss out on the opportunity to have ProKing Roofing and Restoration provide a complimentary roof inspection. Contact us today.











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